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Financing Options with Synchrony

We are proud to be offering outstanding financing offers through Synchrony. Ruud offers a very good financing program to help customers buy equipment with low or zero interest options!

Option 1: 24 Month No Interest

We are proud to offer Plan 925 from Synchrony that is "No Interest if Paid in Full within 24 Months (With Payments / Deferred Interest)". This plan has a payment factor of 2.5%, and allows you to stretch the payments over the period of two years without accruing any interest. This is a fantastic deal and the best one we offer for all brands at this time.

* No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Option 2: 5.99% APR Until Paid in Full

We also offer Plan 980 from Synchrony that is "5.99% APR Until Paid in Full (Fixed Payments / Reduced APR)". This plan has a payment factor of 3%, and allows you to stretch the payments out over a longer time at a very low APR rating. If you need more than two years to pay this back, this option is the best for you.

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